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Pensions

At LSR you get extensive pension rights for you and your family.

More about LSR pensions
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Personal pensions

Get an add-on from your employer and increase your financial flexibility.

More about LSR personal pensions
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Loans

LSR offers fund members diverse and flexible property loans.

More about LSR loans
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LSR Private Pension Savings

Get a pay raise through private pension savings

When you contribute to private pension savings, your employer adds 2% on top of your salary and pays it into your private pensions account. That’s a direct pay raise for you! That’s why everyone should take advantage of private pension savings. Choose wisely – at LSR, you pay no joining fees, management fees, or withdrawal costs.

Apply for Private Pension Further information
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2%

pay raise thanks to employer matching contribution

No

joining fees, management fees, or withdrawal costs

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Life Events

We support you at important junctures

As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension and your family may be entitled to a spouse's and child's pension. At LSR, you can also save into a private pension fund, which is one of the best savings available, and take out a loan to buy property.

See all life events
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Upon the start of employment

What should you keep in mind when you start contributing to LSR?
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Property purchase

If you are buying a property or refinancing, LSR fund member loans might be a good fit for you.
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Upon retirement

Here are the main things to consider when preparing for your retirement.
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If your work capacity is reduced

Entitlement to a disability pension can prove invaluable if your work capacity is reduced.
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Upon death

Upon death of an LSR fund member, surviving family members may be entitled to pension payments.

News and announcements

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Three exciting job opportunities at LSR

30. January 2026

LSR is currently seeking staff for three interesting positions at the fund. The roles in question are a Specialist in the Finance Department, an Information Security Specialist, and a Kitchen Assistant.

 Reykjavik and Esja

2025 Salary Statements for Pensioners and Retirees Issued

20. January 2026

LSR has now completed the submission of salary statements for pensioners and retirees to the Icelandic Tax Authority (RSK). The submission includes all fund members who received retirement or pension payments in 2025.

 Landmannalaugar

LSR Investment Policies 2026

19. December 2025

The Board of LSR has approved the fund’s investment policies for Division A, Division B and the Private Pension divisions. The policies apply for the year 2026.

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Payslips published only on My Pages and Ísland.is

16. December 2025

As of the end of next month, LSR will publish payslips exclusively on Ísland.is and My Pages. The publication of payslips through online banking platforms will be discontinued.
News and announcements overview
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