Mortgage Transfer
Loans can be transferred between properties when buying and selling properties. An electronic application for mortgage transfer must then be submitted, and must be accompanied by:
- Most recent receipts of the applicable loans
- Certification of title (in most cases, the fund can provide an electronic certification of title for a small fee)
- Purchase agreement/purchase offer
Application for mortgage transfer
Changes to Terms
You can request a change in terms of property loans. Available changes are:
- Extending/shortening the loan period
- Switching from variable interest to fixed interest
- Increasing the Number of Due Dates
- Changing the type of installments (from annuity to equal installments or vice versa)
When changing loan terms, it may be necessary to undergo a payment ability evaluation.