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1

Overview

Information on LSR mortgages for fund members, loan terms and eligibility. Explore the application process and tools to help you prepare for borrowing.

/en/loans/overview/

2

Loan calculator

Use LSR’s loan calculator to estimate mortgage payments and total borrowing costs before applying for a housing loan.

/en/loans/loan-calculator/

3

Indexed loans

When loans are indexed, their principal changes in line with the consumer price index (inflation) published monthly by Statistics Iceland.

/en/loans/indexed-loans/

4

Property purchase

There are many things to consider when taking out a mortgage. Here is a step-by-step guide to the key factors you should keep in mind.

/en/life-events/property-purchase/

5

Applications and forms

Find LSR applications and forms for pensions, Private Pension, loans and employer contributions, with a link for submitting documents securely to LSR.

/en/applications-and-forms/

6

Preliminary Payment Ability Evaluation

How much can you borrow? Estimate your maximum loan amount and monthly payment ability with LSR's preliminary payment ability evaluation.

/en/loans/preliminary-payment-ability-evaluation/

7

Specified private pension

Information about Specified Private Pension for LSR Division A members, its effect on pension rights, inheritance and possible use towards buying a first home.

/en/private-pension/specified-private-pension/specified-private-pension/

8

Private pension and specified private pension

When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings. That's a direct pay raise for you! That's why everyone should take advantage of private pension savings.

/en/private-pension/overview/

9

LSR Private Pension

Learn about the benefits of Private Pension savings at LSR, contributions and investment plans. Explore eligibility and withdrawal options.

/en/private-pension/private-pension/private-pension/

10

Privacy Policy

LSR processes personal data in accordance with applicable data protection legislation at all times. Personal data protection is important to LSR Strong data protection is a priority for LSR. The fund is committed to respe...

/en/about-lsr/roles-and-policies/privacy-policy/