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69 results for "Loan"
Use of private pensions
Borrowers are advised to use private pension savings for their first property purchase. You can apply for this on the website leidretting.is and you can fin...
/en/loans/further-information/use-of-private-pensions/
Rules and regulations
According to the Act, the lender must provide the consumer with various information before taking out a loan. This information should be provided on a standard form. In addition to the standard form, the lender must provide consumers with information o...
/en/loans/rules-and-regulations/
Investments - Overview
LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio.
/en/investments/overview/
Division A - Overview
In LSR Division A, you will be entitled to a pension for the rest of your life, a disability pension if you become disabled, and your spouse and children can be entitled to a spouse's and children's pension in the event of death.
/en/pensions/division-a/overview/
LSR’s Division A investments
Division A is the main division of LSR. It was founded in 1997 and is still growing rapidly. Due to the short time since the establishment of the division, its annuity burden is still low, and the investment policy of the division is therefore based on...
/en/investments/overview/division-a/
Division A - Foreign nationals
Foreign nationals who have paid premiums to LSR are entitled to a pension and disability pension in accordance with the premiums paid, as well as having the option of a spouse and child pension if the conditions are met. Such payments must be applied for ...
/en/pensions/division-a/pension-payments/foreign-nationals/
Division A - Retirement
Membership in LSR's Division A gives you extensive rights from the first premium payment until the end of your life. With Division A of LSR, you are entitled to a lifelong pension that you can receive from the age of 60, a disability pension in case of lo...
/en/pensions/division-a/pension-payments/pensions/
Division A - Disability Pension
In order to be entitled to the payment of a disability pension, the fund's company physician must assess disability as at least 40% and it must have been sustained for six months or longer. Children of fund members who receive a disability...
/en/pensions/division-a/pension-payments/disability-pension/
Division A - Spouse Pension
The amount of the spouse pension is a percentage of the accrued rights of the fund members at the age of 65. The benefit of postponing retirement pension payments beyond age 65 is not included in the spouse’s pension calculation. A spouse may also...
/en/pensions/division-a/pension-payments/spouse-pension/
If your work capacity is reduced
If your ability to work is reduced, you may be entitled to disability pension benefits as a member of LSR. Here you'll find an overview of the key information about disability pensions and the application process.
/en/life-events/if-your-work-capacity-is-reduced/