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Division A - Retirement

Membership in LSR's Division A gives you extensive rights from the first premium payment until the end of your life. With Division A of LSR, you are entitled to a lifelong pension that you can receive from the age of 60, a disability pension in case of lo...

/en/pensions/division-a/pension-payments/pensions/

Pension payments

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Division A - Accrual of rights

In LSR's Division A, you pay a monthly premium of 4% of your salary, and in addition the employer pays a premium which is normally 11.5%. In this way, the right to a pension is created, which is paid for the rest of your life, and the right to a disabi...

/en/pensions/division-a/pension-rights/

Payouts from specified private pension

After reaching the age of 67, the total balance of the specified private pension is available for disbursement. Monthly payments of the specified private pension are processed on the 1st of each month. The application must be received by the fund at le...

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Welcome to LSR

Dear member of LSR pension fund,

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Investment policies

LSR's investment policies state the main priorities for the rate of return on the funds' funds. They aim to ensure a good rate of return while also limiting risk as much as possible.

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Upon retirement

Retirement can be quite a turning point in life and there is a lot to consider. It's a good idea to start preparing for retirement well in advance, assess your and your spouse's financial situation, if applicable, and check what rights you have with yo...

/en/life-events/upon-retirement/

Overview

LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.The fund's policy statement states ...

/en/about-lsr/overview/

Agreement termination

An agreement on a Specified Private Pension with LSR or another custodian of private pension savings can be terminated using a special

/en/private-pension/specified-private-pension/agreement-termination/

LSR - Sustainability information

LSR’s sustainability policy outlines the fund’s main priorities regarding sustainability and how these priorities are integrated into its operations. The policy applies to both internal operations and the fund’s investment activities. Its purpose is to...

/en/investments/sustainability/overview/