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77 results for "Loan"
Private Pension – Securities Plan
The Securities Plan is one of LSR’s two Private Pension Plans. The weighting of equities is higher than that of bonds, which means returns may fluctuate to some extent; however, this also comes with expectations of higher long-term returns. The Securit...
/en/investments/overview/private-pension-securities-plan/
Investments and return
LSR’s strong and experienced asset management team is responsible for managing LSR’s Private Pension plans, which have delivered solid long-term returns over time. LSR offers two clear and straightforward investment plans and places strong emphasis on ...
/en/private-pension/private-pension/investments-and-return/
LSR’s Division A investments
Division A is the main division of LSR. It was founded in 1997 and is still growing rapidly. Due to the short time since the establishment of the division, its annuity burden is still low, and the investment policy of the division is therefore based on...
/en/investments/overview/division-a/
Division A - Disability Pension
In order to be entitled to the payment of a disability pension, the fund's company physician must assess disability as at least 40% and it must have been sustained for three months or longer. Children of fund members who receive a disabili...
/en/pensions/division-a/pension-payments/disability-pension/
Private Pension – Deposit Plan
Deposit Plan is one of LSR’s two private pension plans. The plan’s capital is fully invested in indexed deposit accounts, which minimises fluctuations in returns and is best suited to those who want to keep their balance stable during their last workin...
/en/investments/overview/private-pension-deposit-plan/
Division B
Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...
/en/investments/overview/division-b/
Division A - Spouse Pension
The amount of the spouse pension is a percentage of the accrued rights of the fund members. A spouse may also be entitled to extrapolation, but then the rights of the deceased fund member are calculated as if they had paid premiums until the age of 65....
/en/pensions/division-a/pension-payments/spouse-pension/
Division A - Overview
In LSR Division A, you will be entitled to a pension for the rest of your life, a disability pension if you become disabled, and your spouse and children can be entitled to a spouse's and children's pension in the event of death.
/en/pensions/division-a/overview/
Division A - Retirement
Membership in LSR's Division A gives you extensive rights from the first premium payment until the end of your life. With Division A of LSR, you are entitled to a lifelong pension that you can receive from the age of 60, a disability pension in case of lo...
/en/pensions/division-a/pension-payments/pensions/
Division A - Foreign nationals
Refund of premiums upon emigration In some cases, foreign nationals who move out of the country can get the premiums they have paid into an Icelandic pension fund refunded. In accordance with law, the following rules apply at LSR:
/en/pensions/division-a/pension-payments/foreign-nationals/