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Pension calculator
Below, you can enter your information into the calculator and estimate your pension payments. Another option is to log into My Pages, where you can access the calculator with your information pre-filled.
/en/pensions/division-a/pension-calculator/
Division B
Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...
/en/investments/overview/division-b/
Upon retirement
Retirement is a significant life milestone, and there are many things to consider. Here you'll find an overview of the key points to keep in mind when planning your retirement.
/en/life-events/upon-retirement/
Private Pension – Securities Plan
The Securities Plan is one of LSR’s two Private Pension Plans. The weighting of equities is higher than that of bonds, which means returns may fluctuate to some extent; however, this also comes with expectations of higher long-term returns. The Securit...
/en/investments/overview/private-pension-securities-plan/
History of LSR
1855 The foundation for the pension rights of civil servants was laid by the decree of King Fredrik VII of Denmark from 31 May, 1855, to enact in Iceland...
/en/about-lsr/history-of-lsr/
Division A - Accrual of rights
In LSR's Division A, you pay a monthly premium of 4% of your salary, and in addition the employer pays a premium which is normally 11.5%. In this way, the right to a pension is created, which is paid for the rest of your life, and the right to a disabi...
/en/pensions/division-a/pension-rights/
Rights in other funds
Rights cannot be combined or transferred between funds. If you want to start drawing pensions from all funds at the same time, it is usually sufficient to submit a pension application to the fund you last paid into and request that it forward the appli...
/en/pensions/division-a/rights-in-other-funds/
Private Pension – Deposit Plan
Deposit Plan is one of LSR’s two private pension plans. The plan’s capital is fully invested in indexed deposit accounts, which minimises fluctuations in returns and is best suited to those who want to keep their balance stable during their last workin...
/en/investments/overview/private-pension-deposit-plan/
Division B
Premium payments to Section B continue until the fund member retires, regardless of age.A premium must be paid from daytime wages, holiday bonus, personal allowance, teachers' semester allowance and shift supplements due to regular shifts, but n...
/en/employers/division-b/
Sustainability risk
Sustainability risk refers to those risk factors that may have negative effects on operations — that is, environmental, social, and governance factors that may adversely impact the operations, financial position, and long-term viability of a company, i...
/en/investments/sustainability/sustainability-risk/