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76 results for "Loan"
Division A - Spouse Pension
The amount of the spouse pension is a percentage of the accrued rights of the fund members at the age of 65. The benefit of postponing retirement pension payments beyond age 65 is not included in the spouse’s pension calculation. A spouse may also...
/en/pensions/division-a/pension-payments/spouse-pension/
If your work capacity is reduced
If your ability to work is reduced, you may be entitled to disability pension benefits as a member of LSR. Here you'll find an overview of the key information about disability pensions and the application process.
/en/life-events/if-your-work-capacity-is-reduced/
Pension calculator
Below, you can enter your information into the calculator and estimate your pension payments. Another option is to log into My Pages, where you can access the calculator with your information pre-filled.
/en/pensions/division-a/pension-calculator/
Division B
Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...
/en/investments/overview/division-b/
Upon retirement
Prepare for retirement with LSR’s guide to pension rights, Private Pension savings, tax and the Social Insurance Administration (TR).
/en/life-events/upon-retirement/
Private Pension – Securities Plan
The Securities Plan is one of LSR’s two Private Pension Plans. The weighting of equities is higher than that of bonds, which means returns may fluctuate to some extent; however, this also comes with expectations of higher long-term returns. The Securit...
/en/investments/overview/private-pension-securities-plan/
History of LSR
1855 The foundation for the pension rights of civil servants was laid by the decree of King Fredrik VII of Denmark from 31 May, 1855, to enact in Iceland...
/en/about-lsr/history-of-lsr/
Division A - Accrual of rights
In LSR's Division A, you pay a monthly premium of 4% of your salary, and in addition the employer pays a premium which is normally 11.5%. In this way, the right to a pension is created, which is paid for the rest of your life, and the right to a disabi...
/en/pensions/division-a/pension-rights/
Rights in other funds
Rights cannot be combined or transferred between funds. If you want to start drawing pensions from all funds at the same time, it is usually sufficient to submit a pension application to the fund you last paid into and request that it forward the appli...
/en/pensions/division-a/rights-in-other-funds/
Private Pension – Deposit Plan
Deposit Plan is one of LSR’s two private pension plans. The plan’s capital is fully invested in indexed deposit accounts, which minimises fluctuations in returns and is best suited to those who want to keep their balance stable during their last workin...
/en/investments/overview/private-pension-deposit-plan/