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Organisational Chart

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Life events – summary

As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension if your work capacity is impaired, and in the event of your death, your family may be entitled to a spou...

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Excess Payments and Prepayments

Prepayment fee from 15 June 2026 From 15 June 2026, new mortgage loans will carry a prepayment fee for the first 5 years of the loan term. The prepayment fee will never exceed 0.2% of the amount of the excess payment for each full year remaini...

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Division A - Foreign nationals

Foreign nationals who have paid premiums to LSR are entitled to a pension and disability pension in accordance with the premiums paid, as well as having the option of a spouse and child pension if the conditions are met. Such payments must be applied for ...

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Roles and policies

The LSR's policy statement states that the fund must adopt responsible practices, with quality work practices, professionalism and initiative as a guiding light. The fund emphasises exemplary service and powerful information technology. In this way, LSR w...

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Taxation

You are responsible for notifying the fund in which tax bracket retirement benefits or pension payments should be taxed, and whether the personal tax credit should be used. In this way, you prevent tax payments from being either over- or under-calculat...

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Upon the start of employment

Starting your first job or changing careers is a major step. Here you'll find an overview of the key things to keep in mind during this important transition.

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Division B

Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...

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Division A - Residency abroad

Retirement pension recipients must log in to My Pages. Spousal pension recipients must submit confirmation of their current marital status from their country ...

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History of LSR

1855 The foundation for the pension rights of civil servants was laid by the decree of King Fredrik VII of Denmark from 31 May, 1855, to enact in Iceland...

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