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Life events – summary

As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension if your work capacity is impaired, and in the event of your death, your family may be entitled to a spou...

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Upon retirement

Retirement can be quite a turning point in life and there is a lot to consider. It's a good idea to start preparing for retirement well in advance, assess your and your spouse's financial situation, if applicable, and check what rights you have with yo...

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Upon the start of employment

Starting your first job or changing careers is a big step. At such a turning point, it is always good to take stock of your pension matters and the services that LSR has to offer to assess whether everything is in order. Here, we will review the main poin...

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Division B

Division B of LSR manages LSR's older rights system, but the division was closed to new fund members at the end of 1996. Division B is partly a flow-through fund where employers cover part of the pension payments, in addition to the state guaranteeing ...

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Roles and policies

The LSR's policy statement states that the fund must adopt responsible practices, with quality work practices, professionalism and initiative as a guiding light. The fund emphasises exemplary service and powerful information technology. In this way, LSR w...

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Investments - Overview

LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well-diversified portfolio.

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Investment policies

LSR's investment policies state the main priorities for the rate of return on the funds' funds. They aim to ensure a good rate of return while also limiting risk as much as possible.

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Published content and reports

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LSR - Sustainability information

LSR’s sustainability policy outlines the fund’s main priorities regarding sustainability and how these priorities are integrated into its operations. The policy applies to both internal operations and the fund’s investment activities. Its purpose is to...

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Overview

At LSR, you can get a housing mortgage if you have paid a premium to LSR sometime in the past 5 years. LSR offers indexed mortgages with a fixed interest rate for the whole loan period. You do not have to pay a prepayment fee, neither when you pay a part ...

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