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Pensions

At LSR you get extensive pension rights for you and your family.

More about LSR pensions
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Personal pensions

Get an add-on from your employer and increase your financial flexibility.

More about LSR personal pensions
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Loans

LSR offers fund members diverse and flexible property loans.

More about LSR loans

LSR Private Pension Savings

Get a pay raise through private pension savings

When you contribute to private pension savings, your employer adds 2% on top of your salary and pays it into your private pensions account. That’s a direct pay raise for you! That’s why everyone should take advantage of private pension savings. Choose wisely – at LSR, you pay no joining fees, management fees, or withdrawal costs.

Apply for Private Pension Further information
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2%

pay raise thanks to employer matching contribution

No

joining fees, management fees, or withdrawal costs

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Life Events

We support you at important junctures

As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension and your family may be entitled to a spouse's and child's pension. At LSR, you can also save into a private pension fund, which is one of the best savings available, and take out a loan to buy property.

See all life events
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Upon the start of employment

What should you keep in mind when you start contributing to LSR?
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Property purchase

If you are buying a property or refinancing, LSR fund member loans might be a good fit for you.
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Upon retirement

Here are the main things to consider when preparing for your retirement.
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If your work capacity is reduced

Entitlement to a disability pension can prove invaluable if your work capacity is reduced.
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Upon death

Upon death of an LSR fund member, surviving family members may be entitled to pension payments.

News and announcements

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Evrotrust now available as a log in option

16. September 2025

LSR fund members can now use Evrotrust to log in to My Pages, which is a useful alternative especially for those who do not hold a valid Icelandic passport.

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Statement and Newsletter delivered to Fund Members

12. September 2025

In the coming days, members of Division A and the LSR Private Pension will receive their statements for the first six months of the year. The statements will be accompanied by LSR’s newsletter along with information about the fund’s performance last year.

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Choose your private pension fund wisely

14. July 2025

Private pension savings are among the best savings options available, as employers contribute an additional 2% of your salary into the fund. Choosing the right fund matters, because some charge significant fees.

 Uxatindar

LSR's 2024 Sustainability Report Published

2. July 2025

LSR has now published its first sustainability report, which provides a detailed overview of the fund’s sustainability activities in 2024. The report covers both the fund’s investment portfolio and internal operations.
News and announcements overview
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