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Private Pension - Deposit Plan

Deposit Plan is one of LSR’s two private pension plans. The plan’s capital is fully invested in indexed deposit accounts, which minimises fluctuations in returns and is best suited to those who want to keep their balance stable during their last working years or while a withdrawal is in progress. 

Net assets at year-end 2024

14,765

ISK million

Real rate of return 2024

2.1%

Net investment income 2024

938

ISK millions

Average number of active fund members

1,211

2024

Net assets and returns

Division of assets at year-end 2024

Exchange rate of private pension plans from 2017

*On 1 January 2026, the investment plans Plan I, Plan II and the Specified Private Pension were merged into the investment plan Securities Plan. The historical returns published on this page relate to Plan I. Looking ahead, the investment strategy of the Securities Plan involves lower risk than the investment strategy of Plan I. This may result in lower expected returns than in Plan I, but correspondingly higher expected returns than in Plan II.

Annual Financial Statements

Private Pension’s Annual Financial Statements 2024 (Icelandic)

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Investment Policy

Private Pension’s Investment Policy 2026 (Icelandic)

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Sustainability

Information about sustainability at LSR

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Key information

Deposit Plan key information (Icelandic)

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Applications

Applications and forms for private pension savings

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Further information on private pension

Detailed information about private pension savings at LSR.

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