Preliminary Payment Ability Evaluation Now Available on lsr.is
10. November 2026
LSR members considering taking out a loan can now complete a preliminary payment ability evaluation on the fund's website. The process is quick, simple and free of charge, providing a useful indication of how much they may be able to borrow from LSR based on their income and expenses.
The preliminary payment ability evaluation consists of five simple steps. Members select the type of loan and provide information about their income, equity, the number of cars and children under 18 in their household, and regular payments on their main financial obligations.
The results page then displays their estimated monthly payment ability and the maximum loan amount they may be eligible for from LSR based on the information provided.
The preliminary payment ability evaluation can give LSR members a useful indication of how much they may be able to borrow, but it does not replace a formal payment ability evaluation. The formal evaluation is carried out by Creditinfo as part of LSR's mortgage application process and involves a fee. The free preliminary evaluation is therefore a useful way to assess borrowing options in advance and help avoid unexpected issues during the application process.