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Interest Rate on Non-Indexed Loans Reduced to 8.3%

The interest rate on indexed loans remains unchanged at 4.5%. This applies to both loans with fixed interest rates for the entire loan term and loans where rates are fixed for 36 months at a time. More information about LSR mortgages can be

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Only fixed-rate loans processed

Any changes to this decision will be announced here on lsr.is.

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Interest Rate on Non-Indexed Loans Reduced to 8.5%

The interest rate on indexed loans remains unchanged at 4.5%. This applies to both loans with fixed interest rates for the entire loan term and loans where rates are fixed for 36 months at a time. More information about LSR mortgages can be

/en/news-and-announcements/allar-frettir/interest-rate-on-non-indexed-loans-reduced-to-85/

Changes to Mortgage Interest Rates

Starting November 15, the interest rates for new LSR mortgages will be adjusted as follows:   Non-indexed loans: The interest rate will decrease by 0.5 percentage points, resulting in a rate of **9.0%**. Non-indexed ...

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Due Diligence Check for Borrowers on My Pages

The Fund is legally required to carry out such due diligence checks among its borrowers on a regular basis. The questions cover: Employment status The beneficial owner of the funds used to repay the loan The origin of the...

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New Website and My Pages

Key Updates: Life Event Pages: These dedicated pages compile information, guidance, and forms tailored to specific milestones in members' lives. Step-by-step advice is provided, and downloadable PDFs are available. These pages will be avai...

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LSR's long term investment vision

Halla's article was published on the website of IcelandSIF, an association of financial institutions, pension ...

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The Icelandic pension system receives top marks

The study is conducted annually by the consulting firm Mercer and the CFA Institute. This is the fifth consecutive year that Iceland’s pension system has been included in the analysis, and every year it has ranked either...

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Nearly ISK 100 billion increase in LSR’s assets in 2025

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Login to My Pages replaces life certificates

Until now, pensioners living abroad have had to obtain a so-called life certificate, issued or confirmed by a public authority in their country of residence, and send it to the Fund. With the implementation of new digital solutions on the Fund’s websit...

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