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Organisational Chart
/en/about-lsr/the-workplace/organisational-chart/
Life events – summary
As a LSR fund member, you gain the right to a pension for the rest of your life. In addition, the pension premium entitles you to a disability pension if your work capacity is impaired, and in the event of your death, your family may be entitled to a spou...
/en/life-events/overview/
Excess Payments and Prepayments
Prepayment fee from 15 June 2026 From 15 June 2026, new mortgage loans will carry a prepayment fee for the first 5 years of the loan term. The prepayment fee will never exceed 0.2% of the amount of the excess payment for each full year remaini...
/en/loans/further-information/excess-payments-and-prepayments/
Upon the start of employment
Starting your first job or changing careers is a major step. Here you'll find an overview of the key things to keep in mind during this important transition.
/en/life-events/upon-the-start-of-employment/
Overview
LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.The fund's policy statement states ...
/en/about-lsr/overview/
Tariff
/en/loans/further-information/tariff/
Solutions to Payment Difficulties
You can see the solutions that LSR offers to accommodate borrowers with payment difficulties below.
/en/loans/further-information/solutions-to-payment-difficulties/
Mortgage Transfer
Most recent receipts of the applicable loansCertification of title (in most cases, the fund can provide an electronic certification of title for a small fee)Purchase agreement/purchase offer
/en/loans/further-information/mortgage-transfer/
Welcome to LSR
Dear member of LSR pension fund,
/en/about-lsr/welcome-to-lsr/
Private Pension for Mortgage repayments
Private Pension savings can be used to repay a mortgage tax-free. This can be a good option for pension fund members who want to reduce their debt and lower their monthly mortgage payments.
/en/private-pension/private-pension-for-mortgage-repayments/